Ms. Sushma B S

Assistant Professor

Ms Sushma B S is an Assistant Professor with the Department of Management Studies – Hospitality under the Faculty of Hospitality Management and Catering Technology, RUAS since 2017. She is currently pursuing a PhD degree in Personal Finance at RUAS and interested in research concerning topics like financial literacy, microfinance and women’s empowerment. She is a Commerce graduate in Auditing and Accounting from Presidency College, Bangalore and has a Master’s degree in Business Administration.


  • Ph.D in Personal Finance (Pursuing)

  • MBA

    Ramaiah University of Applied Sciences

  • B Com

    Bangalore University


Total Experience: 6.82 years

Training Experience

2 Years (Bvoc — Culinary Operations)

Research Interest: Accounting & Finance, Financial Literacy, Microfinance, Women Empowerment

Research Expertise: Personal Finance


  • Accounting & Finance
  • Financial Literacy
  • Microfinance
  • Women Empowerment
  • Personal Finance


  1. A Study on women work life balance with reference to three dimensions: Personal life, work life- educationist (Faculties) and work life — Research in Bangalore colleges Date 11th May 2019 ISBN 978−93−5351−746−5 Place Mysore
  2. Performance Analysis of Mutual Funds – A Comparative Study on Equity Diversified Mutual Fund, International Conference on Advances in Collaborative Research for Economics, Management, Humanities, Social Sciences and Computer technology @ Universty of Mysore during 25 – 26th June 2016.


  1. Impact of Artificial Intelligence (AI) on the Hospitality Industry. Hospitium Magazine Vol. 2 Issue 1