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Ramaiah University of Applied Sciences is listed in the government-run Vidyalakshmi Portal.

An initiative of the Ministry of Human Resource Development, Government of India, the portal attempts to consolidate and streamline the process of securing an education loan. It lists 36 leading banks offering 96 types of different loan schemes.

loan assistance
Vidyalakshmi

Students can register on the portal and pick any three banks of their choice. While applying for the loan, students are required to choose the name of the University and the course they are opting for. Their application is then forwarded to the chosen banks and the application status is monitored every week.

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Flexible Fee Payment Options

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We understand that managing education expenses is an important part of your financial planning. RUAS offers flexible financing solutions to help you pay your fees with greater convenience.

1. Short-Term EMI Option

(Up to 12 Months)

Convert your annual fees into easy monthly instalments through a simple 5-minute digital process from your home.

Key Benefits
  • ✔ No Paperwork
  • ✔ No Collateral Required
  • ✔ Instant Processing
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2. Long-Term Education Loans

Finance your entire course fee with flexible loan options.

Benefits
  • ✔ Higher Loan Amounts
  • ✔ Flexible Repayment Tenures
  • ✔ Moratorium During Study Period (Where Applicable)

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Note: We encourage parents and students to explore these financing options before making their fee payment so they can choose the option that best suits their financial needs.

Applications Opening Soon for 2026

ADDRESS

University House, New BEL Road, MSR Nagar, Bengaluru - 560054